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jaminan kesehatan nasional </text>
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kesehatan	 privat/komersial.	 Asuransi	 kesehatan	 komersial	 berlangsung	&#13;
berdasarkan	 kesepakatan	 jual	 beli	 antara	 perusahaan	 asuransi	 dengan	&#13;
pembeli	produk	asuransi.	Peraturan	perundang-undangan	hanya	mengatur	&#13;
hal-hal	 berkaitan	 dengan	 perizinan	 usaha	 perasuransian	 dan	 tata	 cara	&#13;
perjanjian	jual-beli.	Manfaat,	besar	iuran,	dan	tata	cara	pengelolaan	diatur	&#13;
oleh	masing-masing	perusahaan	asuransi.	Perusahaan	asuransi	dan	peserta	&#13;
menegosiasikan	 hal-hal	 tersebut	 dan	 melaksanakannya	 sesuai	 dengan	&#13;
perjanjian	dan	kesepakatan	yang	tercantum	dalam	polis	asuransi.</text>
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              <text>CV	Komunitas	Pejaten	Mediatama	</text>
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